Terms of Service

Terms and conditions

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms.


Please review our Privacy Notice, which also governs your visit to our website, to understand our practices.

Applicable Law

By visiting Expian's website, you agree that the laws of UK, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Expian or its associates.


Expian and its associates attempt to be as accurate as possible. However, Expian does not warrant that content of this site is accurate, complete, reliable, current, or error-free.

Visitors may create a personal profile to join Digitalist Network and post blog content under that profile as long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of content. Digitalist Group reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. If you do post content or submit material, and unless we indicate otherwise, you grant Digitalist Group and its associates a nonexclusive, royalty-free, perpetual, irrevocable, right to use such content on other Digitalist Group platform and our social media. You grant Digitalist Group and its associates the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content such as text, visuals, video etc., that you post: that the content is accurate: that use of the content you supply does not violate this policy and will not cause injury to any person or entity: and that you will reimburse Digitalist Group or its associates for all claims resulting from content you supply. Digitalist Group has the right but not the obligation to monitor and edit or remove any activity or content. Digitalist Group takes no responsibility and assumes no liability for any content posted by you or any third party.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Expian.

Expian has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Expian shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.


All content included on this site, such as text, graphics, logos, icons, images, digital downloads etc. is the property of Expian or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of Expian with copyright authorship by Expian, and protected by international copyright laws.

License and site access

Expian grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Expian. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product/service listings or descriptions: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Expian. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Expian and our associates without express written consent. You may not use any meta tags or any other “hidden text” utilizing Expians name or trademarks without the express written consent of us. Any unauthorized use terminates the permission or license granted by Expian. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to this website as long as the link does not portray Expian, our associates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter.

Limitation of liability

This site is provided by Expian on an “as is” and “as available” basis. Expian makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk. Expian does not warrant that this site, its servers, or e-mail sent from this site are free of viruses or other harmful components. Expian will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

Contact Us

If you have any questions about these Terms, please contact us.

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